Hidden Gifts Within Your Workers’ Compensation Program

This article from PropertyCasualty360.com provides some great insight into workers compensation costs and challenges, and how to take a unique approach to improve performance.

Economic Straits Fueling Rise In Retaliation Claims

Check out this article from PropertyCasualty360.com.

Eleven Workers' Compensation Issues Sure to Impact 2011

Eleven Workers' Compensation Issues Sure to Impact 2011 PropertyCasualty360

Focus on Safety - Ergonomics

When was the last time you had a complete Ergonomics Review done for your organization? Ergonomics is the study of the relationship between people, their work and their environments. The goal of an ergonomic assessment of your work station is to help the body move in natural ways and reduce stressors that might cause damage and pain. Whether you are a manufacturer with an assembly line, a contractor, or your employees all work in an office environment, ergonomics is an area that should not be ignored.

The most common ergonomic pains result from strains on the neck, low back, shoulders, elbows, wrists, hands and eyes. Injuries generally occur due to one or more four primary risk factors: awkward postures, using excessive force, repetitive motion or contact stress. In addition, the way you lift and move your body can contribute to various disorders.

You can take measures to reduce the physical strain on your employees by practicing and encouraging ergonomics, the science of designing tasks to fit the physical make-up of the workers. Proper equipment, training, and modification of tasks will prevent injuries and reduce workers’ compensation claims.

Call Michelle Keller today to schedule an ergonomic assessment for your organization.

Ask About Group Personal Excess Liability

If you are always looking for ways to provide additional benefits to your employees, without necessarily incurring additional cost... Listen up. Group Personal Excess Liability is a comprehensive benefit for executives, managers, key personnel and other employees. It provides up to several million dollars in excess personal liability coverage for each employee in a group. This helps to protect staff members' personal assets, and provides a competitive price that they may not be eligible for on their own.

Here are some of the benefits of Group Personal Excess Liability:
- It is truly a group policy. Underwriting looks at the group as a whole. No individual will be declined or individually underwritten.
- Employees will have access to higher limits than they might qualify for on their own.
- Policies can be structured so that different classes of employees have different limits, or choose one limit for all.
- Worldwide coverage
- All dependents/relatives covered (subject to definition)
- Coverage extended to not-for-profit directorship
- Coverage cannot be canceled due to claim history


These are just a few of the reasons you should consider Group Personal Excess Liability for your organization. Call Michelle Keller today to explore your options and determine if it's right for you.